At Tjelmeland Laketown Automotive, our goal is not only to sell you the highest quality used vehicle, but to help you get the financing you need to complete the purchase. Download credit application>> We offer financing designed to fit your personal needs and credit history. Tjelmeland enjoys a strong working relationship with more than twenty banks, allowing us to compete effectively with most financial institutions. Locally, we do business with Town and Country and INB (Illinois National Bank). Both banks offer a TAL loan (Tax Advantage Loan) option. Choosing the TAL loan allows you to deduct the interest on the loan from your income on your tax return. Tjelmeland also has relationships with national banks as well, allowing you to choose the financial institution that best suits your needs. If you will require financing to complete the purchase of your vehicle, consider getting pre-approval. Simply download the application and submit. We’ll get the process started and get you into a car without delay! Download credit application>> Concerned About Your Credit? Apply For Special Financing. Buying a car should not have to be a stressful experience, but when your credit has been damaged, finding a bank willing to lend you money can be a challenge. At Tjelmeland Laketown Automotive, we understand that bad things can happen to good people. Even if you have suffered a bankruptcy, we can work with you to find the right lender. Rebuilding credit requires a little more information from you and a little extra work from us. When you come to the dealership, be sure to bring the following information with you and we’ll get the process started right away: Current Drivers License Social Security Card Current Utility Bills (water, electrical, gas and sewer) Current Phone Bill Lease/Rental Agreement or Mortgage/Loan Statement, including name, address and phone number of Landlord or Mortgage Holder Three (3) most recent Pay Stubs Most recent Checking Account Statement All Bankruptcy Documents and/or Court Orders Proof of All Charge Offs and Collection and Liens that were paid Letter explaining any derogatory credit and reason for Bankruptcy (Example: medical problems, divorce, ECT We will need the following information on the nearest relative not living with you and (5) five friends or relatives. Name Address, city, state and zip Home and work phone numbers Place of business Their relationship to you  Note that this information is needed for each person who is going to be on the loan and title for your vehicle. We’ll need to make copies of this information to supply to the banks with your application. Have questions? Feel free to give the dealership a call at 217-529-5677 or drop us an e-mail.